Four reasons to choose Learner
Enter the registration number of the car you’re learning in, the postcode of where the car is kept, and a few personal details to get your quote today, and start your cover instantly. Eligibility criteria applies.
Flexible, on-demand cover for learner drivers
Choose from hourly, daily, weekly or monthly cover and renew as and when you need to.
Prices from £10.40 for 3 hours cover
We have a range of cover options making it as affordable as possible to get insured with a provisional licence.
Owner’s NCB not affected
You can learn with a friend or family member and their No Claims Bonus won’t be affected if you need to make a claim.
What is learner driver insurance?
As a provisional licence holder you can get valuable on-road experience with the help of Admiral Learner Driver.
To be added on to a friend or family members' policy as a learner driver can be very costly and could affect their No Claims Bonus if you do have a bump - this cover protects them from that and keeps prices down.
You can choose to be covered by the hour, day, week or month and you can get a quote in under 2 minutes. The cover will only be valid if you’re accompanied by a full UK driving licence holder and will end once you pass your test.
To find out more please read our guide on this subject.
Parents, here's what you need to know
This comprehensive, first time driver insurance comes in addition to the main policy currently in place on your car. It protects the provisional licence holder while also helping to preserve your No Claims Bonus - if they were to make a claim your No Claims Bonus would remain intact. In the event of total loss, the car will be covered up to the current market value.
Adding a driver to a policy can incur a charge and cause your premium to increase. Admiral's Learner Driver cover means the learner driver will pay.
This provisional driver insurance can run for 7 days or one, two or three months just so long as you have your own policy in place on the car at all times. Once the provisional licence holder passes their test and becomes a full licence holder, this cover will end.
Your questions answered
Who can supervise me when I drive?open panel
Any driver over 21 who has held a current and valid UK licence for at least three years. This doesn't have to be the car owner but you do need the owner's permission to insure and drive the vehicle.
What is Learner Driver Insurance?open panel
This comprehensive cover sits alongside the existing policy of the car you want to learn to drive in. If you own the car you’re learning in this type of cover isn’t suitable for you. Please see Admiral Single Car or use another vehicle which has a main insurer.
If you have an accident and need to make a claim, it will be made on your own policy and won't affect the No Claims Bonus of the car owner.
Will this invalidate my parent's cover? Isn't this dual insurance?open panel
Dual insurance occurs when the same car is covered twice with two separate policies, however, Learner Driver is different. As long as you're not named on the car owner's policy, or any other policy covering the car you want to learn in, you will not affect the existing cover.
Is there any eligibility criteria?open panel
We are unable to provide cover if you have had any claims, regardless of fault, in the past 3 years, or if you have had any driving offences in the past 5 years.
Can I insure any type of car?open panel
We offer cover on most cars up to insurance group 35 with a current maximum value of £30,000.
Can I get cover instantly?open panel
Yes. Just click 'Get a Quote' and once you've completed the process, cover can start instantly.
How much does it cost?open panel
The cost depends on the length of the policy and personal circumstances such as your age, where you live and the car you'll be learning in.
Will it affect the car owner's No Claims Bonus if I claim?open panel
Any claims you make won't affect the car owners No Claims Bonus. As such, they don't need to declare it to their insurers.
What if I change my car?open panel
Unfortunately, we aren't able to change the car on your Admiral Learner Driver insurance policy. If you want to start driving a different car, you should cancel your policy and set up a new one with your new vehicle's details.
If you're not sure whether you need to tell us about a change, email our Customer Service Department at: firstname.lastname@example.org
Is there a compulsory excess?open panel
Yes, there is a compulsory excess of £250.
Can I use Learner Driver Insurance to take my driving test?open panel
Yes, you can use Learner Driver insurance to take your test. However, if you are successful and pass your test, you can no longer use this policy. This is because only provisional licence holders are able to use this type of insurance.
How do I speak to your Customer Services Department?open panel
Learner Driver Insurance is available online only and we are confident that you can find the answer you are looking for in the Frequently Answered Questions above.
If you've looked through our FAQs and still haven't found what you're looking for, you can e-mail us at: email@example.com
We aim to response within one working day. If you are a policy holder, please include your policy number in the e-mail subject line.